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Get money fast with a home refinance, fixed rate home equity loans or credit line with tax deductibility. Getting cash doesn’t mean you have to refinance your 1st home loan.

Home equity loans are 2nd mortgage liens that are based on the equity balance of your property.

Equity loans allow homeowners to borrow money against their home’s value for debt consolidation, refinancing, and money for home remodeling and repairs.

Homeowners can get access to quick funds with cash out refinance loans. Get money for financing home remodeling, renovation, improvements and repairs. Homeowners can fund home remodeling with FHA home refinancing and conventional cash out home loans.

Now you can replace the heater, build that new deck, fix the fence, remodel the kitchen and install a new swimming pool. You won’t have to come out of pocket either, because our loans allow you to finance the fees and loan costs into the loan.

Home equity lines of credit are excellent forms of revolving credit as 2nd mortgage financing.

Over the last few years consumers have been using home equity credit lines as down-payments in purchase loans and as well as for emergency funds that borrowers can access on their timeline. "Pay as you use" credit lines put the ball back in the consumer's court.

Refinance your variable credit line if the rates are rising. Roll the line into your 1st mortgage and get more cash out.

Buying a new home is an exciting time, but it can also be overwhelming, so it is imperative that you choose the right lender who will take the time to help you pick out a home loan that you can afford.

We offer new home financing for 1st-time homebuyers with FHA home loans that only require 3% down and marginal credit.

We are proud to introduce 100% VA home mortgages that require zero-down for qualified veterans.

Home Equity Loans
Home equity loans are tax deductible and the interest rates are competitive and in most cases lower than consumer loans that offer no tax deductibility.
Home-Improvement
According to a recent Mortgage Banking study, pragmatic home improvements and renovation may enhance your property value significantly.
Equity Line of Credit
Equity lines of credit are considered open-end loans that revolve like a credit card. Homeowners pay interest only when they use home equity funds.
Home Financing
Choose from conventional and jumbo loans when loan amounts exceed $417,000. We also offer home purchase loans for vacation and investment homes.


 
Comparing Home Equity Loans Credit Lines – The Federal Reserve has increased the prime rate several times over the last few years but with home prices reduced insiders believe that a rate cuts are coming. Rates for equity loans and credit lines remain low. Home Equity Loan Specials - Stop wasting time shopping for loans online. With Home Equity Wholesale you always get discounted home refinance loan products as soon s they hit the market. Ask your loan officer about our no equity loans for home renovating.
Home Construction – Home building remains flat with mixed numbers being reported across the 50 states. New home developments continue to stabilize as the interest rates have become more affordable for local real estate. See Housing Reports for the skinny. Comparing Home Equity to Unsecured Loans – Borrowers continue to favor the tax deductibility and the better rates they get with secure home equity loans. Always evaluate disclosures borrowing against your home equity.
The Mortgage Lending sector continues to release new home mortgage products regardless of the subprime setbacks. Lenders are moving forward to meet the growing demands of homeowners with more interest rate options and more control for consumers. FHA Home Loan Blog Financing Home Renovations can be easy if you would rather not drain your retirement or savings remodeling the kitchen.
Bad Credit Loans for Borrowers with poor credit scores financing debt consolidation.
 

Home Equity Wholesale provides discount mortgage rates for borrowers in all regions of the country. Check with your loan officer to learn more about the monthly specials for refinance loans in your neighborhood. Our home equity loans provide fast access to cash for home remodeling, bill consolidation or straight loan refinancing.

Loan Programs
 Mortgage Refinance Loans with Fixed or ARM's

Home Purchase Loans - Finance a New Home

FHA Home Loans - Good Rates for Less than Perfect Credit Borrowers

Bad Credit Loans - Non-Prime Lending Alternatives

HELOC - No Annual Home Equity Fees

Stated Income - Lite Documentation for Self-Employed Borrowers

Jumbo Refinancing Loans for Large Non-Conforming Loan Amounts

Home Equity News
Federal Reserve Role
Second Mortgage Loans from BD Nationwide
Fannie Mae Role

Home Refinance Rates by State - Regional Market Updates

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Western
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Mountain States
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North Central
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Mid-West
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The home mortgage crisis that's trembling capital markets could encourage the Federal Reserve to cut interest rates, economists said this week. Problems in the sub-prime mortgage market have spread into other parts of the home loan market, causing the private, secondary mortgage market to freeze up. This continues to limit the availability of many of the home loans, American have grown accustomed to.

The financing troubles have also infected the leveraged-loan and high-yield debt markets, widening corporate credit spreads and devastating financing for some leveraged buyouts. "The central bank can do something to help alleviate all this stress," Maury Harris, chief U.S. economist at UBS, said in a recent interview.

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Home Equity Wholesale provides fast closing loans for your convenience.

If you need cash quickly… we are your lending solution.
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Home refinance rates can change without notice. Home equity lines of credit have 120-month draw periods, followed by a 240-month principal and interest repayment period. The APR for our debt consolidation lines may vary and the interest is tied to the Prime Rate Index, as published in the Wall Street Journal (The prime rate is currently 8.25%). The APR for our home equity line is determined by credit score, total loan-to- value ratio and debt to income ratios. To qualify for the best interest rate, borrowers must have excellent credit history and have total loan to value scenarios less than 80%. We offer credit lines and loans to 90 and 100%, but interest rates will increase incrementally based on the amount of equity that is left after the new loan amount. Income documentation may be required. Various limitations could apply. Home equity lines and loans are subject to credit approval.

Home Equity Wholesale.com 8895 Towne Centre Drive, Suite 106 San Diego California 92122 1-800-990-7973